
Do you have friends or family members that can provide a good reference for you?
General Manager, Ben Mynatt started the program to have his finance lenders expand their lending practices and lower their minimum guidelines and restrictions to meet special financing needs. Many times, the program requires little or no money down. Ben understands that a car can mean so much to someone and that’s why he wants everyone to have the ability to own a vehicle.
The program has helped thousands in Salisbury and the surrounding areas and it can help you too! You are more than your credit score and Ben Mynatt Preowned can help you establish or rebuild your credit score and let you enjoy the new car, truck or SUV you deserve, with the payment you can afford. We'll work with you no matter your credit score, because we don’t like to look back… We want to help drive you forward!
ALL YOU NEED IS…
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VALID DRIVER’S LICENSE
- Make sure the address listed on your license is current and matches your residence.
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PROOF OF INSURANCE
- Must include the name of your agent and a reliable contact number.
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PROOF OF RESIDENSE
- Must include the name of your agent and a reliable contact number.
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PROOF OF JOB
- A recent pay stub stating your year-to-date earnings.
- Self-employed individuals must provide two years of prepared tax returns.
- Minimum gross monthly income of $1,600.
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PROOF OF VALID PHONE NUMBER
- Must include a reliable home or cell phone number.
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PERSONAL REFERENCES
- A reference can include anyone that knows you personally, such as a family member or friend.


THINGS TO REMEMBER
We work very hard to get people pre-approved with our program and we want you to have the best outcome using our program. When you are pre-approved for your car loan, please remember to make your payments on time. This will allow your credit score to increase and allow you to get even better finance rates, the next time you buy a vehicle.